BEGIN:VCARD
VERSION:3.0
N;CHARSET=utf-8:Balsiger;Pascal;;;
FN;CHARSET=utf-8:Pascal Balsiger
ORG;CHARSET=utf-8:FINA Finanzplanung AG
TITLE;CHARSET=utf-8:Senior Consultant & Partner
TEL;TYPE=WORK,VOICE:+41319703887
ADR;TYPE=WORK,PREF;CHARSET=utf-8:;;Gerechtigkeitsgasse 52;Bern;;3011;Schwei
 z
URL;TYPE=WORK:https://www.fina.ch/
EMAIL;TYPE=WORK,INTERNET,PREF:pascal.balsiger@fina.ch
URL;TYPE=LinkedIn:https://www.linkedin.com/in/pascalbalsiger/
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAQEAkACQAAD/4QBsRXhpZgAATU0AKgAA
 AAgABQMBAAUAAAABAAAASgMCAAIAAAASAAAAUlEQAAEAAAABAQAAAFERAAQAAAABAAAuI1ESAA
 QAAAABAAAuIwAAAAAAAYagAACxj3NSR0IgSUVDNjE5NjYtMi4xAP/iDFhJQ0NfUFJPRklMRQAB
 AQAADEhMaW5vAhAAAG1udHJSR0IgWFlaIAfOAAIACQAGADEAAGFjc3BNU0ZUAAAAAElFQyBzUk
 dCAAAAAAAAAAAAAAAAAAD21gABAAAAANMtSFAgIAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAEWNwcnQAAAFQAAAAM2Rlc2MAAAGEAAAAbHd0cHQAAAHwAA
 AAFGJrcHQAAAIEAAAAFHJYWVoAAAIYAAAAFGdYWVoAAAIsAAAAFGJYWVoAAAJAAAAAFGRtbmQA
 AAJUAAAAcGRtZGQAAALEAAAAiHZ1ZWQAAANMAAAAhnZpZXcAAAPUAAAAJGx1bWkAAAP4AAAAFG
 1lYXMAAAQMAAAAJHRlY2gAAAQwAAAADHJUUkMAAAQ8AAAIDGdUUkMAAAQ8AAAIDGJUUkMAAAQ8
 AAAIDHRleHQAAAAAQ29weXJpZ2h0IChjKSAxOTk4IEhld2xldHQtUGFja2FyZCBDb21wYW55AA
 BkZXNjAAAAAAAAABJzUkdCIElFQzYxOTY2LTIuMQAAAAAAAAAAAAAAEnNSR0IgSUVDNjE5NjYt
 Mi4xAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABYWV
 ogAAAAAAAA81EAAQAAAAEWzFhZWiAAAAAAAAAAAAAAAAAAAAAAWFlaIAAAAAAAAG+iAAA49QAA
 A5BYWVogAAAAAAAAYpkAALeFAAAY2lhZWiAAAAAAAAAkoAAAD4QAALbPZGVzYwAAAAAAAAAWSU
 VDIGh0dHA6Ly93d3cuaWVjLmNoAAAAAAAAAAAAAAAWSUVDIGh0dHA6Ly93d3cuaWVjLmNoAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAGRlc2MAAAAAAAAALk
 lFQyA2MTk2Ni0yLjEgRGVmYXVsdCBSR0IgY29sb3VyIHNwYWNlIC0gc1JHQgAAAAAAAAAAAAAA
 LklFQyA2MTk2Ni0yLjEgRGVmYXVsdCBSR0IgY29sb3VyIHNwYWNlIC0gc1JHQgAAAAAAAAAAAA
 AAAAAAAAAAAAAAAABkZXNjAAAAAAAAACxSZWZlcmVuY2UgVmlld2luZyBDb25kaXRpb24gaW4g
 SUVDNjE5NjYtMi4xAAAAAAAAAAAAAAAsUmVmZXJlbmNlIFZpZXdpbmcgQ29uZGl0aW9uIGluIE
 lFQzYxOTY2LTIuMQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAdmlldwAAAAAAE6T+ABRfLgAQ
 zxQAA+3MAAQTCwADXJ4AAAABWFlaIAAAAAAATAlWAFAAAABXH+dtZWFzAAAAAAAAAAEAAAAAAA
 AAAAAAAAAAAAAAAAACjwAAAAJzaWcgAAAAAENSVCBjdXJ2AAAAAAAABAAAAAAFAAoADwAUABkA
 HgAjACgALQAyADcAOwBAAEUASgBPAFQAWQBeAGMAaABtAHIAdwB8AIEAhgCLAJAAlQCaAJ8ApA
 CpAK4AsgC3ALwAwQDGAMsA0ADVANsA4ADlAOsA8AD2APsBAQEHAQ0BEwEZAR8BJQErATIBOAE+
 AUUBTAFSAVkBYAFnAW4BdQF8AYMBiwGSAZoBoQGpAbEBuQHBAckB0QHZAeEB6QHyAfoCAwIMAh
 QCHQImAi8COAJBAksCVAJdAmcCcQJ6AoQCjgKYAqICrAK2AsECywLVAuAC6wL1AwADCwMWAyED
 LQM4A0MDTwNaA2YDcgN+A4oDlgOiA64DugPHA9MD4APsA/kEBgQTBCAELQQ7BEgEVQRjBHEEfg
 SMBJoEqAS2BMQE0wThBPAE/gUNBRwFKwU6BUkFWAVnBXcFhgWWBaYFtQXFBdUF5QX2BgYGFgYn
 BjcGSAZZBmoGewaMBp0GrwbABtEG4wb1BwcHGQcrBz0HTwdhB3QHhgeZB6wHvwfSB+UH+AgLCB
 8IMghGCFoIbgiCCJYIqgi+CNII5wj7CRAJJQk6CU8JZAl5CY8JpAm6Cc8J5Qn7ChEKJwo9ClQK
 agqBCpgKrgrFCtwK8wsLCyILOQtRC2kLgAuYC7ALyAvhC/kMEgwqDEMMXAx1DI4MpwzADNkM8w
 0NDSYNQA1aDXQNjg2pDcMN3g34DhMOLg5JDmQOfw6bDrYO0g7uDwkPJQ9BD14Peg+WD7MPzw/s
 EAkQJhBDEGEQfhCbELkQ1xD1ERMRMRFPEW0RjBGqEckR6BIHEiYSRRJkEoQSoxLDEuMTAxMjE0
 MTYxODE6QTxRPlFAYUJxRJFGoUixStFM4U8BUSFTQVVhV4FZsVvRXgFgMWJhZJFmwWjxayFtYW
 +hcdF0EXZReJF64X0hf3GBsYQBhlGIoYrxjVGPoZIBlFGWsZkRm3Gd0aBBoqGlEadxqeGsUa7B
 sUGzsbYxuKG7Ib2hwCHCocUhx7HKMczBz1HR4dRx1wHZkdwx3sHhYeQB5qHpQevh7pHxMfPh9p
 H5Qfvx/qIBUgQSBsIJggxCDwIRwhSCF1IaEhziH7IiciVSKCIq8i3SMKIzgjZiOUI8Ij8CQfJE
 0kfCSrJNolCSU4JWgllyXHJfcmJyZXJocmtyboJxgnSSd6J6sn3CgNKD8ocSiiKNQpBik4KWsp
 nSnQKgIqNSpoKpsqzysCKzYraSudK9EsBSw5LG4soizXLQwtQS12Last4S4WLkwugi63Lu4vJC
 9aL5Evxy/+MDUwbDCkMNsxEjFKMYIxujHyMioyYzKbMtQzDTNGM38zuDPxNCs0ZTSeNNg1EzVN
 NYc1wjX9Njc2cjauNuk3JDdgN5w31zgUOFA4jDjIOQU5Qjl/Obw5+To2OnQ6sjrvOy07azuqO+
 g8JzxlPKQ84z0iPWE9oT3gPiA+YD6gPuA/IT9hP6I/4kAjQGRApkDnQSlBakGsQe5CMEJyQrVC
 90M6Q31DwEQDREdEikTORRJFVUWaRd5GIkZnRqtG8Ec1R3tHwEgFSEtIkUjXSR1JY0mpSfBKN0
 p9SsRLDEtTS5pL4kwqTHJMuk0CTUpNk03cTiVObk63TwBPSU+TT91QJ1BxULtRBlFQUZtR5lIx
 UnxSx1MTU19TqlP2VEJUj1TbVShVdVXCVg9WXFapVvdXRFeSV+BYL1h9WMtZGllpWbhaB1pWWq
 Za9VtFW5Vb5Vw1XIZc1l0nXXhdyV4aXmxevV8PX2Ffs2AFYFdgqmD8YU9homH1YklinGLwY0Nj
 l2PrZEBklGTpZT1lkmXnZj1mkmboZz1nk2fpaD9olmjsaUNpmmnxakhqn2r3a09rp2v/bFdsr2
 0IbWBtuW4SbmtuxG8eb3hv0XArcIZw4HE6cZVx8HJLcqZzAXNdc7h0FHRwdMx1KHWFdeF2Pnab
 dvh3VnezeBF4bnjMeSp5iXnnekZ6pXsEe2N7wnwhfIF84X1BfaF+AX5ifsJ/I3+Ef+WAR4CogQ
 qBa4HNgjCCkoL0g1eDuoQdhICE44VHhauGDoZyhteHO4efiASIaYjOiTOJmYn+imSKyoswi5aL
 /IxjjMqNMY2Yjf+OZo7OjzaPnpAGkG6Q1pE/kaiSEZJ6kuOTTZO2lCCUipT0lV+VyZY0lp+XCp
 d1l+CYTJi4mSSZkJn8mmia1ZtCm6+cHJyJnPedZJ3SnkCerp8dn4uf+qBpoNihR6G2oiailqMG
 o3aj5qRWpMelOKWpphqmi6b9p26n4KhSqMSpN6mpqhyqj6sCq3Wr6axcrNCtRK24ri2uoa8Wr4
 uwALB1sOqxYLHWskuywrM4s660JbSctRO1irYBtnm28Ldot+C4WbjRuUq5wro7urW7LrunvCG8
 m70VvY++Cr6Evv+/er/1wHDA7MFnwePCX8Lbw1jD1MRRxM7FS8XIxkbGw8dBx7/IPci8yTrJuc
 o4yrfLNsu2zDXMtc01zbXONs62zzfPuNA50LrRPNG+0j/SwdNE08bUSdTL1U7V0dZV1tjXXNfg
 2GTY6Nls2fHadtr724DcBdyK3RDdlt4c3qLfKd+v4DbgveFE4cziU+Lb42Pj6+Rz5PzlhOYN5p
 bnH+ep6DLovOlG6dDqW+rl63Dr++yG7RHtnO4o7rTvQO/M8Fjw5fFy8f/yjPMZ86f0NPTC9VD1
 3vZt9vv3ivgZ+Kj5OPnH+lf65/t3/Af8mP0p/br+S/7c/23////bAEMABgQEBQQEBgUFBQYGBg
 cJDgkJCAgJEg0NCg4VEhYWFRIUFBcaIRwXGB8ZFBQdJx0fIiMlJSUWHCksKCQrISQlJP/bAEMB
 BgYGCQgJEQkJESQYFBgkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJCQkJC
 QkJCQkJCQkJP/AABEIAJYAlgMBIgACEQEDEQH/xAAdAAEAAQUBAQEAAAAAAAAAAAAACAMEBQYH
 AgkB/8QAPBAAAQMDAgMGAwYEBQUAAAAAAQACAwQFEQYhBxIxCBMiQVFxYYGhFBUyQpGxU2KiwS
 MkM3KyQ4KSo9L/xAAaAQEAAwEBAQAAAAAAAAAAAAAAAQIEAwUG/8QAHREBAQADAAMBAQAAAAAA
 AAAAAAECAxEEITESQf/aAAwDAQACEQMRAD8AlSiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiI
 CIiAiIgIiILa43KjtNHLW19TFS00Q5nyyuDWtC59N2ieHsNQYXXOpIBwZRSv5P1wqOq66PUOoJ
 4JmsmpLfJ3EcTt2mTHjeR678o9MH1Vs/T1n7gg2ykOev+EFkz8qY5XGRu1eFcsZlb9dIsOorTq
 ahbX2evgraZ354nZx8COoPusio9OutPw8vcF9oWMpIGyNjrII/CyeEnByOnMOoPwUg4ZWTxMmj
 cHMe0OaR5g9Cu2nbNmPYz7tN1ZfmvSIi6uIiIgIiICIiAiIgIiICIiAnQZRCMjCDgFXWXGhqrh
 PbabvnVNbUStLxkDMhxnJG2P3WQrb5eH2ymEUEUdbM4sccZY3Hnjz9lfXeapstfVwCkJMbi4sa
 Mkt9QPPKwFdLUhkFxFVVGKJ5mFM3kyT6dc/JeRe9r6LVjjcZxquuqC7XnTtZ9rp+6kjwRuPHjz
 2UiOHdwZctE2aZnP4aWOJ3ON+ZgDT9QuKalulTcqGmj+zmOarcGsifgOJJAAPpuQu3aEsk+n9M
 0lDVNDJ2gl7AQeUnyyFq8X9fP48/zZhzvfbPoiLa80REQEREBERAREQEREBERARFgdV6805oql
 NRfbpBS7ZbFnmkf/tYNyg1ni1b3UlNBf6YEyxOEUrR+du5B9x/daFUa3sbbe6cvYZQP9LBzn2W
 U1bxGh1rp6ir7ZDUQ0M0rmMbKBzvIdjmIBONg7AVja+GsN8zUXORkLGkAxxbPd7+izZ6f1nyRu
 077r1960aw3me6ampbtcGOZb6KdtRM49Gsa7mxvt5KVFmvFFf7VS3W3TCekq4xLFIPzNKiPx2v
 1FY5ItHWLliijYH1fJ6no0n23PyWO4P8ebxw6AtdTF942Xm5vs7nYfCT1LD5euDt7LRNcw9Rjy
 2XP3U1UWnaJ4taS13Cz7ruccdU7rR1BEcwPsTv8srcVKoiIgIiICIiAiIgIiICIiCPHaL4z3Ww
 XhmltOVr6OSGMSVlREcP5nbtYD5bYJx6hRtrbjV3Oqkqq6pmqZneJ8kry5x9yVsfFa6i98R9RV
 zc8jqyRrc+jTyj9lj9DWI6l1XarTylzKmob3gH8Mbu+gKmQ+JE8KtBPpdG2mS4TvbPK0VDmFoI
 Y0uLmtwfPBH1W366vdJo/TFde5sxmnjxC0HeR52a35lbHTwxxRBoaAGgBoHlhRt7SutTc75Bpq
 mlzTW8d5UYOzpnDYH/AGt/crRbyenOTvpxu5XCqutfUV9XIZaqpkMj3nzcTuqcbBGMZ9/ivLBn
 xHz6ey/Q7JPoFwdFeGqkppGyxSOjewgtc04IPqCuw8D+O1/o9bUNp1Bd6qvtlxeKY/anl5ikds
 1wcdxvgH4FcUc4u2yvUEz6eRkkby17CHNPoQnB9J0WvcPdTx6w0ZaL3G4F1TTtMuPKQbPH/kCt
 hVQREQEREBERAREQFZ3m5RWe0VtymIEdJA+Z2TjZrSf7K8XNe0TfTY+FV15XESVpZSNx/M7xf0
 hyCGFfUmrqaqrd+KaUvPzJK6b2aaKKq13PUPwXUtG9zPcua3P6E/quTvl5qRuOvMcro/Z0ugou
 I1PC52BV08sHXqccw/4q+H1F+JR6hvUOnbFXXapwIaOB0x+JAOB8zgfNQbu1znvNzqq+reXz1M
 rppHHzJOVJbtM6k+69GU9pjkxJcpwHAfw2eI/XlUXBkN36ncq2dRg9Pk2IC8cxbG72X4XY281T
 nfyxH4qqysDkfJfnMqVK4uiac+WF78iEEsuyDf5K3Sd3s8khcKGqbLGCfwtkG4HzaT813xRO7H
 d2fDq692r/AKdTRNn/AO5jwP2eVLFUBERAREQEREBERAUe+2JenU+m7FaGNB+01T6hx88Mbgf8
 /opCKJ/bFr2zaqstDzD/AC9E6Rwzvl7z/wDKQcDikDoiz0OQsxoq7/cOrLRcy7lZT1cb3H+Xm3
 +mVrPP3UjSxwIyBjzVyXcuVaeqOr9o/UbLxr1tuhcDBbadrNunO7xn92/ouVOf5ZSqqqqpqpqi
 vkkkqpHc0jn/AIifiqDpCTsCFNvUScVC4Aq3qJMjBKFxVGR2eoKhK4oZByEA9CrknBWOpTh7mt
 xk7q+BLm7jB9EHZeyhN3fFdrM472gnb7/hP9lM1Qe7M1RLDxhswjJAkZPG/wCLe6cf3AU4VFBE
 RQCIiAiIgIiIChT2orj9t4rV8fMHNpYIYQB5eDmP1cVNZfPri1fmah4g3+5MBDJat4YP5WnlH0
 AUwaSXDvG+E5yFdPfh4wd89VZlxEzR081XzkkkbDdSK80zp5XSSYL3HJIAGf0VJwC/Adt/VM5Q
 eHBUH79VcOOyplwPllBQga4TtczGRlXnPzHD3gOHkDsqULcSF2NuiqyAOOAM4QdY7L1LJV8YLa
 6M5FNDPK8/Duy393BTeUT+xnY2y6jv95c7empWU7W/GR2Sf/X9VLBVBERAREQEREBERB4qCRBK
 RsQw/svmvd3k1tQTue8ccn1yV9F9V1BpNL3iobJ3boqKd4fnHKQxxyvnJP4uYncnqSpgxUJ7+p
 LcnYHdXz3CNrj1DRkj1WwDT1HT8PYNQgvNXPdZaPHRrGMia7b4kv8AoFrdQcUsrj5jCD26o+0v
 M3IGCU8/KOgz5KnLOIm/E9AqdOCKdoz0VVsYBMhHMfT0Uii2oe0EujccnbATvydzFy/FxwvT55
 CcRQ7+rlRjheZfFgu6nA2CC8YcsxnlI+HVeS57xyNEmPM4wj2NJLuQOCyOnLNLqG/W+z05zNXV
 EdOwu/C0ucBnHzQS17Iel32jQFXeJmkPutUSwnqYoxyj+rnXdFj9PWSl03Y6CzUTQ2nooGQMAG
 Mhoxn3PX5rIKoIiICIiAiIgIiINV4rTmm4bamlAyRbpx+rCF8+ZNwURTExmn175OHFJQEDkjvE
 8gPvDEP7LWK88tLgfmICIg/YvDGP0Vdg2REQYDsk9B5eqoM8M0jh5kfoiIPT3YPh2W58G6kUfE
 zStU9vPzXSKINx6kDP9QREH0HREUAiIgIiIP/Z
REV:20260922T212528Z
END:VCARD
